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Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:

Dog health insurance saves you money.

As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?

Dog Health Insurance: Quick Cost Facts

• Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles.

• Pet insurance premiums depend on the breed of your dog and the type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after the first policy. Dog health insurance deductibles can vary as well. The average annual deductible is about $100.

• You may choose among different coverage plans which are based on your dog’s age, breed, and pre-existing medical conditions. Some policies even consider the dog’s lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.

Health Insurance for Dogs: Quick Coverage Facts

• Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.

• Dog insurance coverage for emergencies begins immediately on most new dog health plans, with a 30-day waiting period for illness and other claims.

• Your dog’s age can affect your dog's health insurance coverage. Typically, policies begin veterinary healthcare coverage when the dog is 6 to 8 weeks old, although some will start when the dog is younger. Similarly, some dog health insurance companies only will cover dogs under 8 years old unless the animal was already insured with them before turning 8.

• Many dog health insurers will not cover your pet if she has a preexisting condition or a terminal illness. Some will insure the dog only if the condition is controlled or stable, usually for 6 months.

With all these options, it is important you check out the various dog health insurance companies, their pet insurance policies and corresponding dog healthcare plans.

In short, if you care about your dog, you should care about his health. If you care about your wallet, you should care about your dog's health insurance coverage, too.

About the Author

Joel Walsh is a regular contributor to i-love-dogs.com. Read his other articles, with even more information on getting the best dog healthcare: http://i-love-dogs.com>http://i-love-dogs.com [Web publication requirement: use "dog healthcare" as the anchor text/visible link text for the URL: http://i-love-dogs.com>http://i-love-dogs.com]

Written by: Joel Walsh


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Dog Health Food Article

Dog Owner’s commonly ask me the same questions repeatedly. This article aims to help dog owners prevent and find information about the most common dog health problems. Understanding the basics of these problems will go a long ways to helping your canine friend live a long healthy life.

1. By far the most common question I get asked from dog owners is a desperate call about their dog’s vomiting. Vomiting can have many causes, but the most common cause is eating garbage, or wolfing down food. In most cases the easiest cure is to withhold food from your dog for 24 hours, but continue to give water. Then after 24 hours, start by giving small meals again. This rest period will allow the stomach to heal. If vomiting continues after this you should see your veterinarian.

2. The next most common question I get asked are reproduction questions. These questions range from breeding their dog, questions about whelping, and about raising puppies. While it is beyond this article to cover everything, here are some basics to keep in mind. Dogs come into heat every 6-7 months which is the time to breed them. The gestation length ranges from 59-63 days. Breeds that can have trouble with whelping are the pug, bulldog, Chihuahuas, Boston terriers, and the Pekingese. Whelping, the act of giving birth, can take from 2 to 24 hours. With several hours in-between the time puppies are passed.

3. Third, are questions about skin problems. These questions range from masses and bumps, to scratches and rashes. Whenever you find a mass on your dog it is important that you show it to your veterinarian. Most masses are benign lipomas, which are fatty tumors. Another common tumor of female dogs are tumors of the mammary gland. You can greatly decrease the risk of your female dog getting a mammary gland tumor by spaying your dog. One of the most common skin tumors owners are likely to see are Mast cell tumors. Mast cell tumors can appear anywhere on the body, and can range from benign to very aggressive.

4. Fourth are questions about the musculoskeletal system. Two possible causes of limping in dogs are arthritis and torn anterior cruciate ligaments. Arthritis is common in older dogs. To treat arthritis try some joint supplements like chondroitin. For dogs with torn anterior cruciate ligaments, surgery is needed. The anterior cruciate ligament is a ligament in the knees of dogs. Signs of this injury is when the dog is running and all of a sudden the dog whimpers in pain and starts to limp on its rear leg.

5. The fifth most common question is about allergies. Many dogs suffer from allergies. The most common clinical signs are the dog chewing its paws, reddened skin, and scratching. For a definitive diagnosis allergy testing can be done by your veterinarian. Allergies are often treated by antihistamines and in severe cases steroids.

With a little knowledge pet owners can be more proactive in the health care of their pets. With greater knowledge you can help your veterinarian come up with the best treatment plans for your pet, and are able to give a more complete history on your pet which can lead to a quicker and more accurate diagnosis.

For the complete top 10 list visit my website: http://www.free-online-veterinarian-advice.com/doghealth.html

About The Author

Dr. Chris Suckow, DVM lives and works in Los Angeles, CA.

To get answers for all your dog questions visit him at http://www.free-online-veterinarian-advice.com/doghealth.html .

Written by: Chris Suckow


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