Dog-Health

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Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:

Dog health insurance saves you money. As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?

Dog Health Insurance: Quick Cost Facts

• Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles.





• Pet insurance premiums depend on the breed of your dog and the type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after the first policy. Dog health insurance deductibles can vary as well. The average annual deductible is about $100.





• You may choose among different coverage plans which are based on your dog’s age, breed, and pre-existing medical conditions. Some policies even consider the dog’s lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.

Health Insurance for Dogs: Quick Coverage Facts

• Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.





• Dog insurance coverage for emergencies begins immediately on most new dog health plans, with a 30-day waiting period for illness and other claims.





• Your dog’s age can affect your dog's health insurance coverage. Typically, policies begin veterinary healthcare coverage when the dog is 6 to 8 weeks old, although some will start when the dog is younger. Similarly, some dog health insurance companies only will cover dogs under 8 years old unless the animal was already insured with them before turning 8.





• Many dog health insurers will not cover your pet if she has a preexisting condition or a terminal illness. Some will insure the dog only if the condition is controlled or stable, usually for 6 months.

With all these options, it is important you check out the various dog health insurance companies, their pet insurance policies and corresponding dog healthcare plans.

In short, if you care about your dog, you should care about his health. If you care about your wallet, you should care about your dog's health insurance coverage, too.

About the Author

About the author: You can read more of Joel Walsh's articles on dog issues such as Dog Health Insurance at: http://www.i-love-dogs.com

Written by: Joel Walsh

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Article Dog Health Health.blogspot.com Msnbc.msn.com Pet Site Article

Your dog is probably stronger and healthier than most humans that you know. However, by taking him from his natural environment, where only the strongest survive, to the artificial one in which most pet dogs live, we have exposed him to an entirely new set of dangers which their instincts are not designed to cope with.

A dog’s health is influenced by the genes inherited from his parents and by the care given to his mother during the prenatal period, as well as to the puppy during his first 2 or 3 months of life. A puppy, whose mother was properly cared for during pregnancy, will be more able to handle the hazards of growing up.

The majority of dogs lead perfectly healthy, normal lives. They overcome occasional skin rashes, chills, and upset stomachs, recover from cuts and bruises with ordinary care, sensible first aid when necessary, and professional diagnosis and treatment of serious ailments. Chances are that if you give you dog a normal diet, a healthy home environment, a well balanced life, you will only need to see the vet for check-ups and vaccinations.

A healthy dog’s temperature, taken rectally when he is rested, is about 101.2 degrees in an adult dog, 102 in small breeds, and 102.5 in a puppy. It can fluctuate one way or the other, being lower in the morning and higher in the late afternoon. Long-coated breeds have a slightly higher normal temperature than short-coated ones. His pulse is taken at the femoral artery, high inside the thigh. There is no normal pulse rate for dogs. It can range from 120 beats per minute in a young puppy, to 70 or 80 in an older dog. Count the beats during 30 seconds and multiply by 2. Normal respiration ranges from 20 or 30 respirations per minute for a puppy to 16 per minute in an older dog.

A normal eye is bright and clear, although the lens becomes pale blue as he ages. His nose is moist and cool most of the time, but a dry, warm nose doesn’t always mean a fever or illness. His tail wags and he carries himself normally. His coat is shiny and sheds normally. He eats his meals without gulping compulsively and without being coaxed, drinks a normal amount of water after meals and exercise, and more during hot weather. His bowel movements are regular and well-formed, his urine is clear and both process’s are painless. As a puppy he sleeps most of the time, but as an adult only about half the time, and he is generally friendly, alert, and inquisitive.

A sick or ailing dog will have a temperature over 102 degrees, a sign of fever, or under a 100, a sign of weakness. If it does not return to normal within 24 hours, call the vet. If his temperature is as low as 99, or as high as 104, call the vet immediately. His pulse may be weak or irregular, his respiration at rest may be irregular or labored, panting or weak. His eye may appear dull, red or yellow with a sticky discharge. His nose may be dry and hot, also with a discharge.

His tail may be immobile, carried stiffly or between the legs, his coat may be dry and stand up when it should lay flat, the skin may be itchy and flaky and there may be bald spots, or red patches. He may eat with a good appetite but usually doesn’t want food at all, and is usually reluctant to swallow any water. His bowel movements may be abnormal in form or color, have a bad odor, and contain blood or mucus, or he may be constipated with no movement at all. The urine may be dark, cloudy, or painfully produced.

He may sleep all of the time and hide in dark corners; his breath may have a bad odor and be labored. He may show very obvious symptoms of disorder such as swellings, protuberances, lameness, pain, prolonged wheezing or coughing, and unusual sensitivity in some part of his body. His overall general behavior will be lethargic and unresponsive when he is normally friendly and active, or nervous and excitable when he is the quite type with snapping or snarling for no apparent reason.

The symptoms offered here which are fairly obvious and not too far from our own human symptoms, (good and bad). It’s the severity of the symptoms for an ailing dog that will determine whether you should call the vet. Far sighted dog and cat owners select a veterinarian as soon as they become a pet parent, for sooner or later they get sick to some degree, and your chances of prompt attention are better if the vet already knows your pet.

About The Author

Randy Jones and his partner Brent Jones have been in the pet industry for a long time. Recently they formed Joncopets.com. On the site, customers can read articles about anything pets as well as shop for the latest fancy dog collars, dog dresses, fancy dog beds, and more for their best friend. Feel free to check out the site at http://www.joncopets.com.

Written by: Randy Jones

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